Educational Reform Essay

The educational institutes today are more focused on academics & pay less attention to the physical attributes of the students. Physical educators along with academic teachers play an important part in promoting good health through regular physical activities. The number of obese children is increasing around the world. Research depicts that one in every ten; six years old child in England is obese. It is estimated that by the year 2020, 50% of the children would be obese. (BBC. co, 2004,) Lack of physical activity is said to be a cause for lowers academic achievements as well as overweight & obese individuals. The reason being, when the fundamental dietary & fitness needs are not met, the students show a decline in academics by giving a poor performance. A study in New York asserted that students’ intelligence & academic performance was affected by the slightest of malnutrition signs. Schools play a major role in developing the young minds & grooming them for a bright future, it must be kept in mind that physical education too is an imperative aspect of an individual’s life. Along with the P. E. courses the students should be advised about a proper diet intake. Children with poor nutritional habits, especially in the early years usually score low in vocabulary, reading & calculation. (Athletics Campus Life, 2007) It is calculated that 40% of American population is inactive & only 20% are slightly active. Mostly 50% of individuals drop out of exercise programs without even completing six months. The fact is that habits are developed at an early age. If the students are not facilitated with physical exercise courses at school, they will never form healthy workout habits. The schools these days are struggling to increase the student success rates, the children are over burdened with homework & extra classes, leaving no time for extracurricular activities. The Buffalo City School District in New York has decided to incorporate a physical education department starting from the very initial stage; the aim is to achieve better student grades, attendance & improved health. The students’ nutrition, active lifestyle & accomplishments are all interrelated. If the child is happy & healthy, he will perform well in every step he takes. Reducing 240 minutes per week in class time in favor of physical activity resulted in higher math scores. (Action for Healthy Kids, 2004) Students with the highest fitness scores scored the highest in their SAT exam. Being physically active also fortifies the student’s cognitive learning abilities & lowers anxiety & depression levels. It is derived from extensive research that the intake of oxygen during exercise benefits the neurons & increases the mind power. Overweight children are susceptible to develop physical ailments like blood pressure & diabetes in later life, not to mention the psychological effects by being teased in school causing a reclusive feeling, low self esteem & presently depression. The Cambridge Public Schools, in Massachusetts, discovered that almost 14% of children from the age group 9-13 were overweight due to sedentary routines. These students were being targeted for jokes & bullying. In order to facilitate the energy of hyperactive & sedentary students, at the same time improving their physical & social wellbeing; increased the activity programs at school targeting every student’s individual needs. This act may produce desirable results in the meantime confronting issues like obesity & bullying. But focus should be kept on the physical wellbeing of students; therefore it’s a better option to minimize competing activities. Sports & recreational competitions are a good way to realize one’s potential but may induce negative feelings in the losing opponent. Every school attempts to reach the highest target of excellence; this goals should set concern for the physical & mental growth of the students thus, expanding time for the physical & extracurricular activities for the children to indulge in. summer & winter breaks can also be utilized for such programs. Participating in such activities help the children to discover their strengths & uniqueness creating a feeling of achievement. They realize their interests & then design their future goals accordingly. A number of funds are use for the betterment of academic departments in schools. Some steps should be taken for designing the physical education department in order to achieve a positive impact on the confidence, self esteem & motivation of all the students. Each student should be dealt separately, so as to meet individual demands & improve their over all personality. A policy taken up by the Michigan State Board of Education Policy in September 2003 on Quality Physical Education confirms that well planned physical activities play a pivotal role in the student learning capabilities. They learn to incorporate their skills & abilities to the fullest in every field. They started a 150 minutes/week program for the elementary students & 225 minutes/week. (Michigan State- Resource Guide) Some of the ideas that can be incorporated for the betterment of students overall capabilities are:†¢ All students should be entitled to join the physical activity groups. Each age group should be handled separately so they can enhance their confidence, identify their personal. The physical education curriculum should be based on a rationally researched content. The proper equipment & tools should be provided by the school & a professional trainer should be hired to train the students. The individual strengths & abilities of students should be catered. Tests should be conducted to find out their endurance levels & body strengths & then target the problem areas for achieving a healthy & active student body. †¢ Athletics are very effective in the over all growth of children.  Basic levels of athletics should be coached to every student & advance courses available to those who are interested. †¢ The P. E. group can hold study groups & workshops to help the students with their weakness & provide them with proper nutritional guides. Several activities can be introduces involving interaction with friends & families of the students. For example few schools arrange sport days, running tracks & family fitness nights. After school activities can play a major role in inducing physical fitness in the students. The points to keep in mind are that †¢ the activities are convenient for the students †¢ the program contains enough intensity to make it challenging †¢ Variety of programs should be introduced so that the children are keen to partake in them. †¢ The weather conditions should be kept in mind & indoor gyms & recreational rooms should be set up in case of a rainy day. †¢ The parents & teachers should be encouraged to get involved with the students so they can help the children to live up to the best of their abilities.

Transformation of Work

Bachelor of Science (Hons) In Marketing BMME1 1142A Type of Assignment: Module: Lecturer: Member: UOB ID No. : Date of Submission: INDIVIDUAL TRANSFORMATION OF WORK (BAFW4) MR JOHN NEO BOON LEONG KAM YONG KUAT 10038891 27th JUNE 2012 Page 1 of 4 BMME1 1142A Transformation of Work (BAFW4), Individual Assignment, 27th June 2012 Kam Yong Kuat (UB: 10038891) A critical review of an academic article concerned with certain aspects of new issues of work Cross, S. and Bagilhole, B. (2002) Girls’ Jobs for the boys?Men, Masculinity and NonTraditional Occupations. Gender, Work and Organization, Vol 9, No. 2 pp204-226 Introduction of Gender segregation of the labour market By nature, there has always been occupational segregation through gender in all countries. This is the case, despite the differences in economy or political situation in the different areas. Even though it has been a long while since women have participated in the working force, women and men still tend to work in diffe rent industries, for one reason or another.Research conducted by Simon Cross and Barbara Bagilhole (2002) has shown that men dominated industries like drivers of road goods vehicles, production works, maintenance managers, warehouse and storekeepers, technical and wholesale representatives. And on the other end of the spectrum, only two occupational groups are wholl y female dominance (more than 90%); nurses and care assistants. Other female dominated industries including counter clerks, cashiers, catering assistants, primary and nursery school teachers and cleaners or domestic helpers.Unfortunately, gender segregation operates both horizontally and vertically in the working force. Not only are men and women allocated qualitatively in different field or work, women happened to make up the vast majority of the lower levels of the occupational hierarchy. Taking example from the nursing industry in the US, men makes up only the clear minority, yet, most are strongly encouraged to apply for promotions into managerial positions.William (1992) has highlighted on a very interesting metaphor of the ‘glass ceiling’ to that of ‘glass escalator’ in order to reflect the men’s smooth and inexorable rise to senior management. Many theories have been put forward to explain the persistence of gender divisions in employment, and it has mainly focused on women’s inability to compete on equal terms to men in the labour market. (Cross and Bagilhole, 2002) Men, masculinity and ‘non-traditional work’According to research conducted by Hearn (1992), masculinity has been found to be far from uniform and it is seen not as ‘the essence of men’, but rather as a product of cultural and historical forces. There have been other theories that highlight that man who worked in nontraditional occupations tended to present a less masculine gender-type compared with men in traditional male-dominant occupations (Chusmir, 1990). Judg ing from the entertainment and media scene in Singapore, it seems to further prove what Chusmir (1990) has argued. 0% of make-up artist, hairstylist and fashion designers tend to portray a more feminine persona, moving away from the traditional male masculinity. Some have even been regarded as a ‘fairy godmother’ (David Gan – Asiaone News, 2010). It may be due to the fact that clienteles from these industries are mainly female, thus the feminine persona, and eventually, homosexuality. But these also further clarify the point that Collinson and Hearn (1996) made, that masculinities are ‘socially produced, reproduced and indeed changeable’.There are also arguments that suggests men adopted a ‘transformed’ masculinity in nontraditional occupations such as teaching (Galbraith 1992) and men who reject stereotyped gender roles, and who performed non-traditional work, reported little or no gender role conflict (Luhaorg and Zivian, 1995) Page 2 of 4 BMME1 1142A Transformation of Work (BAFW4), Individual Assignment, 27th June 2012 Kam Yong Kuat (UB: 10038891) Cross and Bagihole (2002) however maintain that masculinity is the shorthand for ‘gender identity’.And therefore, through this study of the various subjects, it looked at ways in which masculinities are defined, ‘transformed’, (re)constructed, and maintained by men working in non-traditional jobs. Findings of the study of masculinity in non-traditional work One of the subject interviewed mention that ‘caring is seen as a predominantly female job because people see carers as being female, and aspects of caring like being empathic and sensitive to people’s needs are seen as something that men can’t do’.This has initiated the subject to challenge traditional ideas of appropriate gender behaviour in the work of a caring job. Another participant also highlighted the need to challenge the traditional culture of getting inv olved in the caring scene, even though he has been introduced to traditional masculine values since young, through the doings of his father and brother. He would be deemed as different from being a ‘real men’ if he would to pursue in caring work.One younger participant also noted that he have received adverse reactions when he mentioned to girls he met during a party, that he was a male nurse. He has to resort to lying about his occupation as women were not interested if he’s a nurse. The vast majority of women will start to question his sexual orientation or start to share their problems with him. These are just a few of the challenges that the participants have shared with regard to their sexuality and masculine identity. Nonetheless, the participants also have their fair share of attempts in challenging the challenges.A male gynaecologist who was also part of the study highlighted that he often felt otherwise when he observed his female counterparts treating f ellow female patients, and thought it was a bit shoddy. And because of that, he strives to ensure that he handles his patients with more tact and effort to ensure that his patients felt comfortable. This has gone down with well with his patients and he has been duly recognised for the efforts. One of the other participants, a male nurse, views his work as a lifelong career, something that he will be doing for the rest of his life.With this attitude and approach, he tend to take the job more seriously and look to strive better than his female counterparts, whom many a times, enters the industry, viewing it just as a second job or something to do until something better comes along. (Re)constructing a different masculinity There are also the few that look to (re)construct a different masculinity, by identifying with their work as being better indications of their true self (Cross and Bagilhole, 2002). The participants see their job as something that genuinely brings out their true natu re as a caring person.One of the male nurse involved in the study commented that he used not be able to express his emotions in public, due to the stereotypical views of the general public. But after joining the nursing industry, it has helped him to better express himself in a more liberating manner. He now has no problem sharing his emotions with people around him. This could also be the reason why based on recent reports, it has shown that more male nurses have been reported to enter the industry (More male nurse entering the industry – Asiaone, Page 3 of 4 BMME1 1142ATransformation of Work (BAFW4), Individual Assignment, 27th June 2012 Kam Yong Kuat (UB: 10038891) 2010). It could also be largely due to that fact that people have grown to understand and empathise that the work one does, is not a direct reflection of your sexual orientation or personality. Conclusion Based on the studies of the various subjects, Simon and Bagilhole (2002) was able to establish that the male s either attempted to maintain a traditional masculinity by distancing themselves from female colleagues, and/or partially (re)constructed a different masculinity by identifying with their non-traditional occupations.The men involved in the study have also shown to be actively maintaining traditional male values, and not challenging their gender identity. When challenged about their masculinity, some of the subjects have maintained themselves as the dominant gender by reformulating the perception of their work as being more men’s work, for example, by denying that a care-taker’s job involves caring only. It has a certain element of planning and management involved that will make the male dominance stands out. Just as how Segal (1999) argued, ‘men have remained the dominant sex by constantly refashioning masculinity’.Through this study, it is apparent that men have been able to successfully maintain their traditional advantages even in female-dominated work places. Even in female-dominated workplaces such as nursing, it does not naturally set the change or biasness in the women’s favour. The men’s behaviour and practices contributes to their dominance in the industry. WORKS CITED Feminine Males within Entertainment Industry Yoshio; http://www. whatshappening. sg/events/index. php? com=detail&eID=51825 David Gan; http://news. asiaone. com/News/The%2BNew%2BPaper/Story/A1Story20101110 -246661. tml More male nurses entering the industry http://www. asiaone. com/News/Education/Story/A1Story20100712-226496. html Cross, S. and Bagilhole, B. (2002) Girls’ Jobs for the boys? Men, Masculinity and Non -Traditional Occupations. Gender, Work and Organization, Vol 9, No. 2 pp204-226 Chusmir, L. H. (1990) Men who make non-traditional career choices. Journal of Counselling and Development, 69 (September-October), 11-16 Galbraith, M. (1992) Understanding career choices of men in elementary education. ‘Journal of Educational R esearch. 85,4 (March-April), 246-53 Hearn, J. 1992) Men in the Public Eye; The Construction and Deconstruction of Public Men and Public Patriarchies. London: Routledge Luhaorg, L. and Zivian, M. T. (1995) Gender role conflict: the interaction of gender, gender role, and occupation . Sex Roles, 33,9/10, 607-20 Segal, L. (1999) Why Feminism? Cambridge: Polity Press Williams, C. L. (1992) The glass escalator: hidden advantages for men in the ‘female’ professions. Social Problems 39,3, 253-67 Page 4 of 4 BMME1 1142A Transformation of Work (BAFW4), Individual Assignment, 27th June 2012 Kam Yong Kuat (UB: 10038891)

Role Model and The Presidential Election - Free Essay Example

Sample details Pages: 4 Words: 1072 Downloads: 5 Date added: 2019/05/06 Category Society Essay Level High school Tags: Role Model Essay Did you like this example? In 2016 the presidential election was an important time. It was going to be the next step in our future. Donald Trump the republican party, and Hillary Clinton the democratic party were racing together to fight for the title of President. Don’t waste time! Our writers will create an original "Role Model and The Presidential Election" essay for you Create order On January 12, 2017 Donald Trump became the new President of the United States. President trump is perceived in many different ways, In the news article Trump Fast Facts It states that on October 9th, 2016 during the second presidential debate, CNNs Cooper asks Trump about his description of groping and kissing women without their consent. After President Trump says these things, 11 women step forward to claim that they were sexually harassed or sexually assaulted Although Donald Trump denies these encounters, this information does not make Trump look like a person that we should look up to. In the ad Role Models tries to persuade parents to vote Hillary Clinton for president by appealing obviously to the negative impact on children views, but more subtly to the values of behavior, and leadership. The ad Role Models obviously appeals to the negative impact Donald Trump is leaving on children. The one minute ad shows children ranging in age, gender, and race watching inappropriate clips of Donald Trump. The ad shows Trump using violence, profanity, and sexism to relay a message. For example, there is a clip when the camera is angled behind a young boys head focusing in on his ears, where Donald Trump imitates shooting someone with his fingers. The camera captures it as if he was shooting the young boy. This clips symbolizes that children are listening. That is a perfect example in why Donald Trump is dangerous. He is supposed to be teaching them, and protecting children but instead is indirectly showing them bad habits. The ad shows that Hillary Clinton is superior to Trump. The video shows that if Trump is supposed to be a so called role model then we have set our children up for failure. His message is in no way kind, which is why the children look so choked. The children were taught to respect other than this so called leader is showing negative features that they are going to imitate. When the clip transfers over to Hillary Clinton the children look hopeful, and you can see the excitement in their eyes. Hillary states Our children and grandchildren will look back at this time, at the choices we are about to make, the goals we will strive for, the principles we will live by. This quote shows that that children are our future, and we have to set good examples for them. The ad subtly appeals to the values of behavior, and leadership, and how it has impacted children. Donald Trumps behavior affect the way the children perceive him. When he uses explicit language the children are shocked, and that is teaching them that its alright to speak like that. In the ad, Donald Trump mocks a reporter with a disability. This poor behavior, sets a bad example of leadership. That is not a good role model for the children. It is taking a part of equality away when he makes jokes about someone with a disability, that they obviously cant control. As Hillary stands in front of an audience she states that Our children and grandchildren will look back at this time, at the choices we are about to make, the goals we will strive for, the principles we will live by. And we need to make sure that they can be proud of us. In the ad Hillary is setting a good example by including setting goals, that will affect the childrens future. The ad features Hillary Clinton being a respectable leader, by the way she is carrying herself. She is relaying a message that she can be a good leader. Clinton is wearing white, which shows purity, and goodness. White also mean safety, and cleanliness, which means that Clinton is looking out for the safety of the children affected by Trumps message in the beginning of the Ad. As the ad comes to the end, it become more bright, and zoomed out, so that the bigger picture of what examples need to be made to positively impact the children on today, so that they have something to look forward to in the future. At the end of the ad Hillary puts he hand over her heart to symbolize leadership, compassion, and patriotism. The camera angles in this ad relay an important message. When Donald Trump is speaking, the childrens faces are zoomed in to show important detail. When the camera focuses in on the children it shows there eyes, and ears in detail to represent that children are always watchi ng, and listening to the decisions we are making. The ad is trying to pull the intended audience which is parents, because the people viewing the ad will see the innocence in the close ups of the children. In one particular part of the ad, it shows a child under a blanket, and holding a stuffed animal so tightly. It is showing that the stuffed animal is representing comfort for the young child. Donald Trump is being perceived as a dangerous person to the children, which is why they are using the animal for comfort. There is an absence of color when showing President Trump. When Hilary starts speaking the video becomes brighter and not so close up. The bigger picture is that children cant learn from someone like Trump. Although, the video only shows the bad side of trump, and throws all his political speeches and bunches them in under a minute to make the republican side look bad. It shows many clips of Trumps irrational behavior. Each clip is pulled from different sources to show that he offers no good. As you can see visualizing the one minute ad. The message that is pulled out is that behavior can negatively impact the role of leadership. In conclusion, Trumps own words are being used against him. The ad warns parents to protect their children from the powerful message Donald Trump uses. The ad proceeds to make Hillary Clinton look like an excellent role model for children, while Trump is dangerous. In the ad Role Models tries to persuade parents to vote Hillary Clinton for president by appea ling obviously to the negative impact on children views, but more subtly to the values of behavior, and leadership.

Analysis Of Oedipus The King - 1571 Words

â€Å"The only thing worse than being blind, is having sight with no vision†. This quote by American author Helen Keller perfectly captures the main characters journey in the play Oedipus the king by Sophocles. In this play the reader finds out that to see the truth one does not have to have eyes but have an open mind. The reader learns this through the quest the main character takes to solve a mystery in his kingdom. The main character, Oedipus is the king of a Greek city called Thebes who was from Corinth. He came to Thebes because there was prophecy stating that he would kill his father and marry is mother, so he left for Thebes where he solved the riddle and took the crown. While Oedipus was the kings, the city of Thebes fell into bad times†¦show more content†¦As the play continues Oedipus once again calls for a seer but this time he called for the oracle of Delphi, Teiresias. During this encounter many things go wrong that reveal how little knowledge Oedipus has of his past and the situation the city is in. The oracle Delphi is blind only being able to see what he prophesizes or has the knowledge about. In this situation the oracle knows that the corruption of the land is Oedipus while he doesn’t or doesn’t want to believe it. Oedipus asks the oracle for the answer but Teiresias doesn’t want to say anything because what he knows is worse for Oedipus than not knowing the truth. This is another case where not having knowledge makes you blind like Oedipus but having knowledge can make you see like the oracle even though he is physically blind. Tiresias says â€Å", how terrible-to see the truth is only pain to him who sees (line, 359)!† in this quote he tries to explain that because Oedipus can’t see the truth he can’t feel the pain that comes with it be if he could he would understand why it’s painful. The seer believes this so much that he says â€Å"just send me home. You bear your burdens, ill bear mine. It’s better that way, please believe me (line 363).† After the oracle says this to Oedipus, he becomes even more blind but instead of being blind because he has no knowledge it’s because he’s blind with anger. Oedipus adds beingShow MoreRelatedAnalysis Of Oedipus The King 1127 Words   |  5 Pages For A Life Of Regrets Oedipus the King is a play written by Sophocles. Oedipus is the main figure and legend of Sophocles play. After Oedipus birth into the world, his father King Laius of Thebes heard from a prophet that his own child was destined to kill him. Sophocles play begins from past to present and starts to unravel the journeys Oedipus goes through. Oedipus isn t an evil character as one would think while reading the story. He neverRead MoreAnalysis Of Oedipus Oedipus The King 1152 Words   |  5 Pagesreading Oedipus the King. The number of times the words â€Å"see† or â€Å"blind† are in the play make it make it undeniably obvious that they are significant. The theme is developed throughout the dialogue, through characters such as Tiresias and Oedipus, and also directly in the irony of the play. It is important in a play about the truth because almost every character was â€Å"blind† to the truth. All of the characters, except one, can physically see, bu t mentally cannot see the truth. Oedipus seems toRead MoreCritical Analysis Of Oedipus The King1025 Words   |  5 PagesCritical Analysis: Oedipus the King Oedipus the King is a tragic play showing a shift from the belief of fate to freedom of choice. Therefore, Oedipus the king is a great example of those who run from fate ends up fulfilling their fate After reading this type of tragic play â€Å"Oedipus the King† written by Sophocles you can see that the author did a very outstanding form of presenting a tragedy that has the characteristics of mimesis and a tragic hero. Specifically, the writer written the playRead MoreOedipus the King Character Analysis1321 Words   |  6 PagesLancaster ENG230 11/25/2010 Oedipus the King Character Analysis Oedipus the King had accomplished many great things during his reign of Thebes and in his life time. Oedipus found out during his reign in Thebes that the Gods who loved him also knew his devastating fate. As a young man when Oedipus answered the riddle the Sphinx he soon found his self having everything want and need. He earned his spot as the new King of Thebes, he had a great wife and lovely set of childrenRead MoreAnalysis Essay: Oedipus the King1017 Words   |  4 Pages Casual Analysis Essay: Oedipus the King Sophocles play Oedipus the King has endured for over two thousand years. The plays lasting appeal may be attributed to the fact it encompasses all the classical elements of tragedy as put forth by Aristotle in Poetics nearly a century before it was written. According to Aristotle, tragedy needs to be an imitation of life according to the law of probability or necessity. Tragedy is serious, complete, and has magnitude. It must have a beginning, middleRead MoreOedipus The King Character Analysis1429 Words   |  6 Pages Mrs. Long-Goldberg Honors World Lit/Comp 26 September, 2017 Ignorance Can Lead to Great Agony Plays were of great importance in early Greek culture. Plays were the main source of entertainment, and one of the most prominent examples is Oedipus the King written by Sophocles. The drama is uplifted by the character development and excellent structure Sophocles has put forward. Interactions between characters and each character’s motivations generate brilliant themes throughout the play. SophoclesRead MoreCharacter Analysis Of Oedipus The King1419 Words   |  6 PagesAdhikari Mrs. Long-Goldberg Honors World Lit/Comp 26 September, 2017 Ignorance Can Lead to Great Agony Plays were of great importance in early Greek culture. Plays were the main source of entertainment, and one of the most prominent examples is Oedipus the King written by Sophocles. The drama is uplifted by the character development and excellent structure Sophocles has put forward. Interactions between characters and each character’s motivations generate brilliant themes throughout the play. SophoclesRead MoreOedipus The King Analysis1357 Words   |  6 PagesThe Greek play, Oedipus the King, shows how easy it is for a man to fall apart, while trying to make things right. Sophocles’ tragedy tells the story of Oedipus, a regular man turned king of Thebes. Throughout the tragedy, Oedipus searches for the cause of the chaos and havoc encompassing his land; however, he discovers that he is the one responsible for the hardships plaguing Thebes. As the tragedy continues, Sophocles’ exposes a dark side to power, fame, and ambition. Further, Sophocles’ expose sRead MoreAnalysis Of Oedipus The King 1696 Words   |  7 PagesDaKan Wei Professor Annjeanette Wiese HUMN 1110 1 October 2014 Fatalism in Oedipus the King Tragedy has always been considered the highest form of literature; Oedipus the King is written by Sophocles who is one of the three ancient Greek tragedians, it fully represents the enduring charm of the ancient Greek tragedy, leaving the reader endless thinking. Through Oedipus’ misfortune, Sophocles tries to reveal the cause of their tragedy is ubiquitous and ever-present fate,Read MoreAnalysis Of Oedipus The King1145 Words   |  5 PagesOedipus goes against the Chorus as he strongly defends himself as the people intensify his incrimination of killing the old king. Oedipus could not believe in his wildest dreams that he murdered his own father and was the husband of his mother. As an adopted runaway boy and a newfound king, he had to dig deep in his past to ease his burden. The Chorus’ incrimination of the King has brought the town into a downward spiral due to finding the real truth of the blind prophet. The relevance of Oedipus’

Causes of the Financial Crisis of 2008-2009 - 1736 Words

Causes of The Financial Crisis of 2007-2009 According to our financial textbook â€Å" Financial crises are major disruptions in financial markets characterized by sharp declines in asset prices and firm failures† (Mishkin and Eakins 2012). In August 2007, defaults in mortgage market for subprime borrowers sent a shudder through the financial markets, leading to the worst U.S financial crisis since the Great Depression. Alan Greenspan, chairman of the Fed, described the financial crisis as a â€Å"once-in-a-century credit tsunami†. (Mishkin and Eakins 2012). Furthermore, Wall Street firms and commercial banks suffered losses mounting to billions of dollars. Households and businesses found they had to pay higher interest rates on their†¦show more content†¦Moreover, many participants contributed to the creation of bad mortgages and the selling of bad securities, feeling secure they would not be held accountable for their actions. The unregulated mortgage originators had no personal responsibility if tho se contracts failed. And so it was for brokers, realtors, individuals in rating agencies, and other market participants, each maximizing his or her own gain and passing problems on down the line until the system itself collapsed.(Jinkling 2010). In the end, these unregulated originators were concerned on their commission fee, for personal gains, not if any of the loans were going to default. The Originate to Distribute model plays an essential role, on the unregulated mortgage originators perspective and agenda. Many mortgage brokers and lenders operated under the â€Å"originate to distribute† model whereby they originated loans solely for the purpose of selling them. This model allowed them to earn loan origination fees without incurring any type of credit risk. Many times this model, allowed the unregulated originators to take additional fees for collecting loan payments, escrowing and making payments for property taxes and insurance premiums. Additionally, unregulated mortgage originators can charge a fee just by receiving customer inquiries. (Bank Law Committee 2009). According to Mishkin and Eakins, the originate-to-distribute business modal was exposed to principal-agent problems, inShow MoreRelatedThe Global Financial Crisis Of 2007-20081123 Words   |  5 PagesThe Global Financial Crisis of 2007-2008 is the worst financial crisis since the 1930’s The Great Depression (Reuters, 2009). Even if bailouts of banks by national governments prevented the collapse of major financial institutions, worldwide stock markets continued to drop. Evictions and foreclosures overwhelmed the housing market while severed unemployment embraced the labor market (Baily and Elliot, 2009). This global financial crisis was responsible for the decline in the consumers’ wealth, andRead MoreFactors That Affects The Global Economy And Its Impact On The Nigeria And Egypt Economy1568 Words   |  7 Pageseconomy. In 2007, the financial crisis, which later extended to the global financial crisis began in the United States of America. The origin and elements of the 2007/2012 global financial crisis have been widely discussed in the literature throughout the period. The aim of this work is to, however, try to point out the reasons and also the macroeconomic effects of the financial crisis in both countries economy and the resulting policy responses. N evertheless, the impact of this crisis on the real economyRead MoreThe 2008 Financial Crisis Essay1326 Words   |  6 Pagesintroduction The 2008 financial crisis led to a sharp increase in mortgage foreclosures primarily subprime leading to a collapse in several mortgage lenders. Recurrent foreclosures and the harms of subprime mortgages were caused by loose lending practices, housing bubble, low interest rates and extreme risk taking (Zandi, 2008). Additionally, expert analysis on the 2008 financial crisis assert that the cause was also due to erroneous monetary policy moves and poor housing policies. The federal governmentRead MoreHow Government Economic Policies Caused the Financial Crisis of 20081553 Words   |  7 PagesThe financial crisis in 2008 that led to a crisis in the banking sector, and which nearly led to a complete collapse of the economy globally, was not only caused by changes in the regulatory, regulation and legislation oversight, but also fiscal and monetary policies. Many believe that, expansion of excesses monetary and irresponsibility of some of the government agencies led to the crisis. According to reports by Taylor (2009), excesses monetary policies were the main cause of the 2008 financialRead More2008 Financial Crisis: Icelands Then Now Essay examples1558 Words   |  7 PagesI) Causes of the Crisis On September 15, 2008, the American bank Lehman Brothers, with holdings over 600 billion USD, filed bankruptcy. This was by far the biggest bankruptcy in U.S history and it marked the beginning and the largest financial crisis ever. How can one of the biggest banks in the world fail? How can a bankruptcy in US make someone on the other side of the world unemployed? The answer is Collateralized Debt Obligations (CDOs) and it all started by new innovations in the financialRead MoreFinancial Crisis Of A Single Country1671 Words   |  7 Pages Table of Contents Summary 2 Financial crisis 3 Impact of financial crisis 4 Effect of financial crisis on different on the economies of different countries 5 Mathematical problems 6 Conclusiom 8 References ..................................................................................................................................................9 Summary Financial crisis has long been a part of global economic recession throughout the history. Here, the purpose of this assignmentRead MoreGlobal Financial Crisis : The Fall Of Lehman Brothers1250 Words   |  5 PagesBrothers in 2008 as the major factor for the economic downturns leading to the Global Financial Crisis, or 2008 financial crisis, proves this point. Started from the irresponsible handling of mortgages of consumers, the prices of houses in America sank. Interest rates fell while capital ratios became lax. It was a case of impending Great Depression. Given its role of lending funds and providing technical assistance, IMF extended its help to adversely affected countries of the 2008 financial crisis. WhenRead MoreDeregulation Is The Underlying Cause Of The 2007 / 08 Financial Crisis1382 Words   |  6 Pagesderivatives. The Financial crisis in 2007-2008 brought the massive hurt to everyone in the world. The worldwide financial problem affected thirty million people loosing their jobs and cause many countries getting close to go bankrupt (Peah, 2014). This is the global issue that everyone should be consider of. The purpose of this essay is to determine if the deregulation was the underlying cause of the 2007/08 financial crisis. The essay argues the deregulation was the underlying cause of the 2007/08Read MoreTheu.s. Housing Market And The U.s. Financial Crisis1448 Words   |  6 Pageshousing market between 2007 and 2009, led to the biggest global financial crisis. The impact of this crisis extended over the world, and the eco nomies of many countries were damaged. Kawai stated that: ‘The ongoing global crisis has had a profound impact on the Asia and Pacific region, particularly on its exports.’ (2009:1) There were a lot of factors which brought about the crisis. Due to limited space, this essay will look at the U.S. housing market and the U.S. financial system, and discuss the increasingRead MoreRanking the Key Principles of Corporate Governance1579 Words   |  7 Pagesranking philosophy applied in this essay is based on analysis of the results of international investigations into the underlying causes of the 2008 global financial crisis (GFC). Stakeholder reactions to and perceptions about the standards of corporate governance in the lead up to the global financial crisis are also taken into account. In light of the global financial crisis, this essay proposes that the corporate governance principles be ranked based on four critical threads: risk management; board

Pollution in Large Cities Affect Human Health free essay sample

Define the large city. (land area, population and density) some examples of disease caused by pollution in such cities like pulmonary disease. Thesis: This essay aims to discuss three kind of pollution in large cities affect human health. Air, water and land pollution. Main Body: Paragraph 1: TS: The general air pollution such as particulate matter is what large cities cannot avoid neither and can lead to respiratory infection, chornic obstructive pulmonary disease and even blindness. Air pollution is divided into outdoor air pollution and indoor air pollution. ?Urban air pollutant(natural origin)tuberculosis, asthma in children ? Indoor environmental tobacco smoke(compared with village homes) Fail to confirm chemicals in biomass smoke(lung) cancer But cooking(may)lung cancer in women Paragraph 2: TS: Recreational waters in large cities also have the risk of causing diseases. Recreational waters generally contain a mixture of pathogenic and non-pathogenic microorganisms(sewage effluents, livestock, industrial processes, farming activities, domestic animals and wildlife) and free-living pathogenic microorganisms. We will write a custom essay sample on Pollution in Large Cities Affect Human Health or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page infection of upper respiratory tract, ears, eyes, nasal cavity and skin. Paragraph 3: TS: Land pollution contains Solid wastes and Toxic wastes which are the main cause of deadly disease. And this two wastes can also influence the quality of the water. nutrient enrichment) Owing to the great growth of economy, the living level of people has risen and the population in large city is enlarged. This also means enormous stress for land using. People are exposed to relatively large amounts of pesticides, industrial chemicals, and heavy metals, with uncertain health effects. Conclusion: Air pollution, water pollution and land pollution effect human health though respiratory disease, skin disease and industrial processes. Reference: Hester , R. E. and Harrison, R. M. eds)(1998) Air Pollution and Health. Cambridge: The royal society of chemistry McGranahan, G. and Murray, F. (eds)(2003) Air Pollution and Health in Rapidly Developing Countries.

Surrounded by Sharks Essays - , Term Papers

Surrounded by Sharks Written by: Michael Northrop Book Report Written by: Howard Bernard 3/29/2018 8 th Grade Setting - Florida Keys Point of View - Third person Davey Tsering - 13-year-old main character Brandon Tsering (Brando) - Davey's 12-year-old brother Pamela Tsering - Davey and Brando's mother Tam Tsering - Davey and Brando's father Drew Dobkin - a 13-year-old girl who helps save Davey Surrounded by Sharks is a recommendable story about survival written by Michael Northrop. The story takes place on a small island in the Florida Keys. Davey Tsering and his family are on vacation at a resort. Davey is tired and bored of staying in the hotel room, so he decides to sneak out and find a quiet place to read. He finds a quiet spot on a tiny beach on the sound end of the island. Davey decides to go for a swim despite the posted "NO SWIMMING" sign. It doesn't take long for things to get dangerous when a rip current that is pulling him out further away from shore, and something even more dangerous swimming beneath him, Davey must struggle to survive. One morning while Davey's family is still sleeping, he decides to sneak out of the hotel and go for a walk and read a book. While walking, he decides on taking a swim. Despite the "NO SWIMMING" signs that are posted. After a short-time, Davey finds himself along in the ocean, surrounded by sharks. After being attacked by a tiger shark, Davey is alone and scared, he must find a way to stay alive and hope that help comes soon. Back on the Island Davey's family wakes up and realize that Davey is gone. It is not long before they are running around frantic searching the island for him. They talk to a staff member who would like to keep this incident from getting back to the local authorities. This does not stop Davey's parents. After speaking to the local deputy, the family is introduced to a British girl named Drew Bobkin . She was the last person to see Davey on the beach that morning. Although Drew and Brando are young, they are very observant and assist in Davey's rescue. Because of the bravery and persistence of the group, Davey is rescued. The ending of the book leads to Davey learning to appreciate his family, and not take them for granted. He realizes that family time is everything and that his family really loves him. There is a learning lesson for Drew, and Brando as well. They learn that even young people can make a difference. If it had not been for them, they would have never found Davey. I really enjoyed this book. Sharks are one of my favorite animals to learn about. They can be very interesting, and at the same time, they can be very dangerous. I think that Davey should not have disobeyed and run off on his own. It took a life and death situation for him to realize how important he was to his family. I think he will think twice before putting himself in any dangerous situation again.